is specifically designed for business use.
Fuel Your Business
Growth with Tailored
Business Loans!
- Quick Access to Capital
- Flexible Terms
- Attractive Interest Rates
EMI Calculator
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Business Loan Features and Benefits
At 1Rupay.com, we understand the importance of business finance and offer a customised solution for your funding needs. You get the following benefits:
Collateral-free Business Loan
Minimal Documentation
Instant Approval and Disbursal
Competitive Interest Rate
Sanction up to ₹50 Lakh
Hassle-free Online Application Process
Flexible Tenure up to 48 months
Fulfil Urgent Financial Requirements
Collateral-free Business Loan
1rupay.com and our Landers offers an unsecured Business Loan, meaning you need not provide any collateral or security against the funds you borrow.
Minimal Documentation
Our Business Loan approval process is simple and requires only a few basic documents. So don’t worry about the complicated paperwork and focus on optimum capital utilisation to fulfil your business goals.
Instant Approval and Disbursal
We understand you want to get the Business Loan funds as early as possible to improve your business functions. With our online Business Loan application process, you get instant approval, and the amount is directly credited to your bank account.
Competitive Interest Rate
With our low-interest Business Loan, you need not worry about paying high EMIs.
Get Loan Up To ₹50 Lakh
At 1rupay.com, we provide Business Loans up to ₹50 Lakh. You can avail a Small Business Loan if you need a lower amount. The eligibility criteria for both loans are simple. No matter what your needs are, we’ll offer the best deal.
Flexible Tenure of Up To 48 months
1rupay.com and our Landers gives you flexible repayment tenure of up to 48 months for your Business Loan. You can choose the repayment tenure to suit your financial situation and repay the amount without any hassles.
Fulfil Urgent Business Loan Requirements
Financial emergencies or unexpected business expenses can arise anytime. In such a situation, applying for a short-term Business Loan with 1rupay.com and Our Landers can help you get the funds instantly to cover your costs and honour all your business commitments.
Different Uses of Business Loan
As a business owner, you can apply for a Business Loan with us, and use the funds to :
Fund business expansion or diversification
Improve existing business set-up
Consolidate high-interest business debts
Boost working capital reserves
Expand your workforce
Purchase and stock inventory
Buy new machinery, equipment, or software
Capitalize on business opportunities
Eligibility Criteria
At 1rupay.com and our landers, eligibility requirements for a Business Loan are specially designed to help you save time and get quick approval. Our eligibility criteria include:
- Age : Between 24 and 65 years.
- Annual turnover : Your enterprise must have a minimum annual turnover of ₹6 Lakh.
- Business vintage : Your business must have been in operation for at least two years since its registration date.
Please find the full Business Loan eligibility criteria list online, or you can contact us for more details.
Documents Required
We understand dealing with paperwork can be overwhelming, so we have a minimal documentation. Our document requirements include:
KYC Documents
Business Address Proof
Financial Documents
- KYC Documents : Government-issued ID such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
- Business Address Proof : Rent agreement, utility bills, or passport.
- Financial Documents :Bank statement of the past six months.
Please note: This list is indicative, and the actual list of documents will depend on your profile, requirement and Poonawalla Fincorp’s policy at the time of application.
Apply for Instant Business Loan Within 5 Minutes
Apply
Online
Click on Apply Now and enter your contact details.
Business
Details
Enter your annual business turnover and other business details.
Verification
The application will then proceed for verification and assessment
You can apply for a Business Loan by following these three simple steps:
- Step 1 : Click on the ‘Apply Now’ button.
- Step 2 : Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan amount will be disbursed into your bank account instantly.