Business Loan
A business loan is similar to a personal loan but
is specifically designed for business use.
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Fuel Your Business

Growth with Tailored

Business Loans!

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At 1Rupay.com, we understand the importance of business finance and offer a customised solution for your funding needs. You get the following benefits:

  • No collateral/security required logo

    Collateral-free Business Loan

  • Minimal marriage loan documents required logo

    Minimal Documentation

  • Instant approval and disbursal logo

    Instant Approval and Disbursal

  • Competitively priced low-interest rate loan schemes logo

    Competitive Interest Rate

  • Sizable sanction up to ₹50 lakh logo

    Sanction up to ₹50 Lakh

  • Hassle-free, online application provision logo

    Hassle-free Online Application Process

  • Flexible tenure up to 48 months logo

    Flexible Tenure up to 48 months

  • Fulfill urgent Business Loan requirements logo

    Fulfil Urgent Financial Requirements

Collateral-free Business Loan

1rupay.com and our Landers offers an unsecured Business Loan, meaning you need not provide any collateral or security against the funds you borrow.

Minimal Documentation

Our Business Loan approval process is simple and requires only a few basic documents. So don’t worry about the complicated paperwork and focus on optimum capital utilisation to fulfil your business goals.

Instant Approval and Disbursal

We understand you want to get the Business Loan funds as early as possible to improve your business functions. With our online Business Loan application process, you get instant approval, and the amount is directly credited to your bank account.

Competitive Interest Rate

With our low-interest Business Loan, you need not worry about paying high EMIs.

Get Loan Up To ₹50 Lakh

At 1rupay.com, we provide Business Loans up to ₹50 Lakh. You can avail a Small Business Loan if you need a lower amount. The eligibility criteria for both loans are simple. No matter what your needs are, we’ll offer the best deal.

Flexible Tenure of Up To 48 months

1rupay.com and our Landers gives you flexible repayment tenure of up to 48 months for your Business Loan. You can choose the repayment tenure to suit your financial situation and repay the amount without any hassles.

Fulfil Urgent Business Loan Requirements

Financial emergencies or unexpected business expenses can arise anytime. In such a situation, applying for a short-term Business Loan with 1rupay.com and Our Landers can help you get the funds instantly to cover your costs and honour all your business commitments.

As a business owner, you can apply for a Business Loan with us, and use the funds to :

Fund business expansion or diversification logo

Fund business expansion or diversification

Improve existing business set-up logo

Improve existing business set-up

Consolidate high-interest business debts logo

Consolidate high-interest business debts

Boost working capital reserves logo

Boost working capital reserves

Expand your workforce logo

Expand your workforce

Purchase and stock inventory logo

Purchase and stock inventory

Buy new machinery, equipment, or software logo

Buy new machinery, equipment, or software

Expand your workforce logo

Capitalize on business opportunities

At 1rupay.com and our landers, eligibility requirements for a Business Loan are specially designed to help you save time and get quick approval. Our eligibility criteria include:

  • Age : Between 24 and 65 years.
  • Annual turnover : Your enterprise must have a minimum annual turnover of ₹6 Lakh.
  • Business vintage : Your business must have been in operation for at least two years since its registration date.

Please find the full Business Loan eligibility criteria list online, or you can contact us for more details.

Documents Required

We understand dealing with paperwork can be overwhelming, so we have a minimal documentation. Our document requirements include:

  • KYC documents logo

    KYC Documents

  • Business address proof logo

    Business Address Proof

  • Financial documents logo

    Financial Documents

  • KYC Documents : Government-issued ID such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
  • Business Address Proof : Rent agreement, utility bills, or passport.
  • Financial Documents :Bank statement of the past six months.

Please note: This list is indicative, and the actual list of documents will depend on your profile, requirement and Poonawalla Fincorp’s policy at the time of application.

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Apply
Online

Click on Apply Now and enter your contact details.

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Business
Details

Enter your annual business turnover and other business details.

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Verification

The application will then proceed for verification and assessment

You can apply for a Business Loan by following these three simple steps:

  • Step 1 : Click on the ‘Apply Now’ button.
  • Step 2 : Fill in the required details on the loan application form.
  • Step 3: Upload necessary documents.

On successful verification, the loan amount will be disbursed into your bank account instantly.                 

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